table        { font-family: Arial, sans-serif; font-size: 11px; color: 
               #333333 }
.centrecoltext { color: #000000; background-color: #ffffff; padding-left: 20px; padding-right: 
               40px; padding-top: 20px; padding-bottom: 20px }
.leftcoltext { background-color: #ECE9D8; border-right: 1px solid #000000; padding: 20px }
.rightcoltext { background-color: #ECE9D8; border-left: 1px solid #000000; padding: 20px }
.snav        { padding-left: 5px; padding-right: 5px; padding-top: 3px; padding-bottom: 5px }
.snav a:link { color: #ffffff }
.snav a:hover { color: #E37101 }
.snav a:visited { color: #EFAD00 }
.t1          { padding-left: 5px; padding-right: 5px; padding-top: 3px; padding-bottom: 0px }
.t1 a:link   { color: #ffffff }
.t1 a:hover  { color: #E37101 }
.t1 a:visited { color: #EFAD00 }
.t2          { padding-left: 5px; padding-right: 5px; padding-top: 3px; padding-bottom: 0px }
.t3          { padding-left: 5px; padding-right: 25px; padding-top: 3px; padding-bottom: 5px }
.headingpad  { padding-left: 30px; padding-top: 20px }
body         {  }
p            { margin-top: 0px; margin-bottom: 0px }
blockquote   { color: #000000; margin-left: 20px; margin-right: 0px; margin-top: 0px; 
               margin-bottom: 0px }
ol           { color: #000000; margin-left: 25px; margin-top: 0px; margin-bottom: 0px }
ul           { color: #000000; list-style-image: url('test/bullet.gif'); margin-left: 25px; 
               margin-top: 0px; margin-bottom: 0px }
.footer      { background-color: #191919; color: #FFFFFF; border-bottom: 1px solid #000000; 
               padding-top: 3px; padding-bottom: 5px }

a:link       { color: #3E5F6F; text-decoration: none; font-weight: bold }
a:visited    { color: #000000; font-weight: normal }
a:hover      { color: #3E5F6F; font-weight: normal }